What Do I Need to Do to Repair My Credit? With Rebecca Seedorf
This one is for all my first-time home buyers, and those out there looking to get into a new home soon. A lot of the questions that I get from you are about credit scores. So many of you ask what you need to do in order to repair your credit.
Today we're going to be talking about what you can do on your own.
The number one tip I have is to be in the know.
Experian, Transunion, and Equifax are the big three for credit scores. They are all private companies that are in the business of selling our information. You have lots of rights when it comes to your credit report.
You're also allowed to pull one free credit report from each of these companies per year, and I highly recommend you do that to take control of your credit report.
When you know what's on there, there are a lot of companies you can use to help you repair the issues and a lot of other services that can be used. I think it is really important and that you’re using that free offering though to be more informed every year about what’s happening on your report.
I hope that helps, have a great day.